It is probably possible to borrow money with a negative BKR registration somewhere. The question is whether borrowing money with a negative BKR code is also sensible. This is not there for nothing! If you have a negative BKR rating, then you have not been able to comply with all your payments before. So think carefully about whether you really need the loan and whether you are able to pay it back. Want to know more about this subject? Then we would advice you to read deze website.
Loan with BKR
If you want to apply for a loan, a bank can do a BKR test. With a BKR test, the bank checks your BKR quotation. This is the way in which you are registered with the Bureau Krediet Registratie (BKR). Every loan is registered with the BKR, but only becomes negative when you also have an encryption.
The reason why the BKR was established is to control consumer spending. A negative BKR registration is given if there have been problems paying off your loan at a bank, mail-order company or finance company.
If you want to take out a loan, the provider checks your details with the BKR. The company is free in what it does with the results. For example, there are companies where you can simply take out a loan with a negative BKR registration.
Borrowing with BKR, is that wise?
Loaning money with a negative BKR requires caution. It is wise to ask yourself whether the loan is really necessary and whether there is no other solution instead of borrowing money with a negative BKR. As a tip we give you: Never borrow for luxury or for unnecessary things and think carefully in advance whether you can bear the loan. A loan with a negative BKR can cause a lot of inconvenience.